Flipkart Axis Bank Credit Card: The special feature of this credit card is that it is lifetime free. For this, you do not have to pay an annual fee and Rs. 500 only joining fee is to be paid.
Once you get the credit card, you will not have to pay any fees, along with this you get unlimited 5% cashback on every purchase you do from Flipkart and Myntra websites.
For example, if you buy a mobile phone worth Rs 50,000 from Flipkart and you pay with Flipkart Axis Bank Credit Card, you will get a cashback of Rs 2500.
You will get unlimited 5% cash back on every single you shop. Apart from this, it has many other benefits.
After getting the credit card, when you do the first transaction on Flipkart, you will get a Flipkart voucher of ₹ 500. You will get up to 15% cashback on Myntra.
Apart from this, you get 4% cashback if you pay with Flipkart Axis Bank Credit Card on websites like Cleartrip, Swiggy, Uber, Tata 1 MG, Tata sky, etc.
Flipkart Axis Bank Credit Card charges & Fees
|Joining fee||Rs. 500|
|Cash payment fee||Rs.100|
|Mobile alerts for transactions||Zero|
|Retail purchases and cash||3.6% per month (52.86% p.a.)|
|Foreign currency transaction fee||3.5% of the transaction value|
|Over limit penalty||Min Rs. 500 (2.5% of the over-limit amount)|
Flipkart Axis Bank Credit Card Apply Process
To apply for Flipkart Axis Bank Credit Card, you have to visit the Axis Bank website (https://www.axisbank.com).
- Are you an existing Axis Bank customer?
If you already have an account in Axis Bank, then you will do yes or else you will do it no.
- Fill mobile number or customer id, pan card or date of birth.
You will enter your mobile number, PAN card number, and click on Next.
- Fill name, DOB, address, and education qualification.
You will enter your name, date of birth, and address. Select your education qualification and then Next.
- Fill salaried or self-employed, Source of funds, Nature of your business, Ownership type, etc.
If you get a salary then you will choose salaried and if you are self-employed (have your own business) then you will choose self-employed. You will choose the source of funds, select the nature of your business, select the ownership type and enter the number of years you are in this business. Next after that.
According to all the details you have filled in, which credit card you are eligible for, a list will appear on your screen.
- Select credit card type.
Whichever credit card you want to apply for, you will select it such as Flipkart Axis Bank Credit Card. For more details click on know more.
So all the details of this credit card will come on your screen, in this, you can see joining fee 500 rupees, annual fee 0. So you will select the credit card which you want to apply for, after that you will do next.
- Submit the application.
An OTP will be sent to your mobile number. Enter the OTP and accept the terms. Will submit it after that. Your application will be submitted and a reference number will be generated along with it. After this, your credit card will be sent to your address.